Pramod More: A Visionary in MSME Finance and Debt Funding
Pramod More, an accomplished MSME Growth Expert and Deputy General Manager (DGM) at Rupeeboss Financial Services, is a driving force in the field of financial structuring and debt funding for small and medium-sized enterprises (MSMEs) in India. With an extensive track record of securing over INR 500+ crores in funding for more than 400 businesses, Pramod has established himself as a trusted financial consultant, helping businesses navigate their funding challenges and achieve sustainable growth. His deep-rooted passion for financial literacy, technological advancements in lending, and mentorship makes him a prominent figure in the finance sector.
Early Life
Born on March 15, 1992, in Raigad, Maharashtra, Pramod grew up with an inclination toward problem-solving and financial empowerment. Now residing in Mumbai, he continues to make a significant impact on the Indian financial landscape by working closely with banks, NBFCs, and businesses to optimize debt solutions.
Journey in the Financial Sector
Pramod More’s journey in finance began over seven years ago when he recognized the fundamental credit challenges faced by MSMEs in India. The lack of access to timely and affordable capital often leads to financial distress for small businesses, limiting their potential for expansion. Understanding this gap, Pramod dedicated himself to learning the intricacies of lending, financial structuring, and risk management.
Starting with a strong academic foundation, Pramod pursued an MBA in Finance, equipping himself with the necessary skills to analyze financial risks, credit viability, and strategic investment opportunities. His early career involved working with various lending institutions, where he honed his expertise in MSME loan structuring, cash flow management, and secured funding solutions. Over time, he built strong relationships with more than 100 banks and NBFCs, creating a seamless bridge between businesses in need of funding and financial institutions ready to provide it.
Role at Rupeeboss Financial Services
As the Deputy General Manager (DGM) at Rupeeboss Financial Services, Pramod plays a pivotal role in structuring financial products that cater specifically to MSMEs. He specializes in securing working capital, term loans, mortgage-backed funding, and other tailored financial solutions for businesses across various industries. His ability to assess a company’s financial health and identify the best possible funding strategy has earned him recognition in the financial sector.
Under his leadership, Rupeeboss has successfully implemented innovative lending strategies, leveraging data-driven risk assessment models to expedite loan approvals. His focus on financial accessibility ensures that businesses, regardless of their size, receive the necessary capital to fuel their expansion.
Passion for Innovation and MSME Growth
Pramod More is a firm believer in technology-driven solutions for financial inclusion. He envisions a future where AI-powered credit assessment, digital lending platforms, and alternative credit scoring methods play a crucial role in simplifying MSME financing. By integrating fintech solutions, he aims to reduce dependency on traditional collateral-based lending, making credit more accessible to deserving entrepreneurs.
At Rupeeboss, he actively contributes to the development of AI-driven underwriting models that enhance risk assessment accuracy while reducing loan processing time. By eliminating excessive bureaucracy and paperwork, Pramod is ensuring that MSMEs can secure funding seamlessly, allowing them to focus on growth rather than financial hurdles.
Beyond Finance: Interests and Personal Endeavors
Apart from his professional achievements, Pramod More is a multi-faceted individual with interests beyond the financial sector. His hobbies include listening to music, public speaking, networking, and mentoring aspiring finance professionals. He enjoys engaging with entrepreneurs, sharing insights on financial planning, and helping businesses develop robust financial strategies.
Pramod is also passionate about writing and financial literacy. He believes that empowering business owners with knowledge about debt management, investment strategies, and financial planning is essential for long-term success. His goal is to create a platform where MSMEs can access educational resources and guidance on securing the right financial solutions.
Vision for the Future
Looking ahead, Pramod More has ambitious goals for the MSME sector. His vision is to empower over 1,00,000 MSMEs with customized financing solutions that foster sustainable growth and global competitiveness. He aspires to expand his reach by collaborating with fintech firms, exploring alternative lending models, and mentoring the next generation of finance professionals.
He firmly believes that relationship-based lending is the key to fostering trust and long-term partnerships with clients. Rather than merely facilitating transactions, he focuses on understanding each business’s unique challenges and providing strategic financial solutions tailored to their needs.
Conclusion
Pramod More is not just a finance professional; he is a catalyst for change in the MSME finance sector. His dedication to innovation, financial literacy, and mentorship sets him apart as a leader who is shaping the future of MSME lending in India. Through his expertise and commitment, he continues to drive economic growth by ensuring that businesses have the financial support they need to thrive. As he expands his impact in the industry, Pramod remains steadfast in his mission to make credit accessibility a reality for every deserving entrepreneur.